Bridge to let products include a bridging period at the initial period of a loan, followed by a letting period at the end of the loan. The bridging period is generally devoid of Early Repayment Charges (ERC) and the letting period will have an ERC. Uses for this type of product allow developers some flexibility at the end of a project.

They may not have enough time left on their development facility to sell the units. A bridge to let would give them a period where they could gain more time to sell or refinance the units without incurring an ERC. If the developer is unsuccessful in redeeming the debt during the bridge period, they are secure in the fact that the loan will switch onto a let period so that the units can be used to generate additional income. This type of product is also useful for acquisitions where a planning application is being sought prior to a development.