You should secure your rate as quickly as possible – We recommend speaking to a Mortgage Advisor who can help you plan when to do this and make the most of the market conditions.

Remortgaging your property six months before your current mortgage expires can be a strategic financial move, to ensure that we secure the best available product for you, as well as reviewing this product on a weekly basis.

By engaging a qualified independent mortgage advisor, you gain access to expertise tailored to your unique financial situation. These professionals can analyse the market, find competitive rates, and guide you through the remortgaging process efficiently.

Their independence ensures they’re not tied to specific lenders, allowing them to source the most favourable terms for you.

*Best Buys for Residential
2 years fixed rate: 4.26%
5 years fixed rate: 3.89%

*Best Buys for Buy to Lets
2 years fixed rate: 3.06% (3% Product Fee)
5 years fixed rate: 3.97% (3% Product Fee)
Source – Moneyfacts

Additionally, a mortgage advisor can help navigate complex financial jargon, ensuring you make informed decisions. Their knowledge of the mortgage landscape can potentially save you money in the long run by securing a more cost-effective deal.

Ultimately, partnering with a qualified independent mortgage advisor empowers you to make well-informed decisions, optimising your financial position during the remortgaging process.

*Please note that the products above are available at the time of writing this article (11:00 am 15th February 2024). These may not be available to all clients – subject to status. Please contact one of our Mortgage Advisors for full details. These products are not recommended to all clients, as they may not be suitable for your specific needs and objectives. These products are for illustrative purposes only and should not constitute advice. YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS.